Buying a car insurance? It’s a bit different from buying life or health insurance. For one, premium is extremely dynamic and offers change every week and month. Then, it changes from car to car and brand to brand. Insurers offering good premium for Maruti cars may not offer good deal for other brands and vice-versa. Even with Maruti, pricing can be competitive only for specific models. It can even depend on model year, etc based on insurer experience. Here is what you should do: get a feel of the estimated premium and negotiate. For this, take the following steps

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