Government Launches Ayushman Bharat Health Insurance scheme for senior citizens above 70 years
| 31 October 2024
Share
2
Prime Minister Narendra Modi has introduced a groundbreaking expansion of the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY), extending health insurance coverage to all Indian citizens aged 70 and above, regardless of their economic status.
The initiative, launched on Dhanvantari Jayanti and the 9th Ayurveda Day, introduces the Ayushman Vaya Vandana Card, which provides free medical treatment worth up to Rs5 lakh annually per family. This universal healthcare program is expected to benefit approximately 6 crore senior citizens across 4.5 crore families throughout India.
Senior citizens who are already covered under AB PM-JAY will receive an additional top-up cover of Rs5 lakh per year, which they won't have to share with family members under 70. Those currently enrolled in other government health schemes like CGHS, ECHS (Ex-Servicemen Contributory Health Scheme ), or Ayushman Central Armed Police Force (CAPF) can choose to either retain their existing coverage or switch to AB PM-JAY.
Key Features
- Universal coverage for all citizens aged 70 and above, regardless of income level
- Free treatment in hospitals with coverage up to Rs 5 lakh per family annually
- Additional top-up coverage for seniors already enrolled in AB PM-JAY
- Option for beneficiaries of other government health schemes (CGHS, ECHS, CAPF) to choose between existing coverage or opt for AB PM-JAY
The first Ayushman Vay Vandana Card was presented by PM Modi to Panchanan Shukla from Deoria, Uttar Pradesh. The scheme has been implemented nationwide, though notably excluding Delhi and West Bengal.
To apply for the card, eligible seniors can visit the PMJAY website https://bis.pmjay.gov.in/BIS/mobileverify , click on AM I eligible tab, verify their mobile number, select their state and scheme, and complete the registration process. If you get details of your family and eligibility.
1. Visiting the official website - https://ayushmanup.in/
2. click on Register Yourself on SETU
3. In SETU portal – click register – Fill all the mandatory tabs and then click submit
4. Upon successful registration - Completing KYC verification and wait for approval
5. Downloading the Ayushman card upon approval
6. Download Ayushman Card - Select the state and enter your Aadhar card and verify with OTP - Click on the download button.
The application process includes KYC verification and requires an Aadhar card number.
The program aims to significantly reduce out-of-pocket healthcare expenses for families with elderly members. However, it's worth noting that the scheme is currently not implemented in Delhi and West Bengal.
This expansion of the Ayushman Bharat scheme represents a significant step toward ensuring comprehensive healthcare coverage for India's elderly population, setting new standards in healthcare accessibility and inclusivity.
Dear Investor,
In case of any grievance / complaint :
In case of any grievance / complaint :
- Please contact Compliance Officer Pankaj Raheja at [email protected] and Phone No. - 91-22-35131664.
- You may also approach CEO Debashis Basu at email- id [email protected] and Phone No. - 91-22-35131664.
