Paytm Money Reduces Interest Rates and Brokerage Charges for Pay Later Service
MAS Team | 25 April 2025
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Paytm Money, a wholly-owned subsidiary of One 97 Communications, has announced significant changes to the pricing structure of its pay later (margin trading facility) product. The company has introduced more favourable terms for investors through reduced interest rates and brokerage fees.
Revised Interest Rate Structure
The fintech platform has substantially cut its interest rate for certain customer segments. Under the new structure:
- Interest rates have been reduced to 9.75% per annum from the previous 14.99% per annum for retail investors with a funding book exceeding Rs25 lakh
- For customers with funding between Rs1 lakh and Rs25 lakh, the interest rate remains unchanged at 14.99% per annum
These new slab-wise rates based on funding book size became effective from 18 April 2025.
Brokerage Fee Reduction
In addition to the interest rate changes, Paytm Money has also revised its brokerage charges. The new structure features:
- A reduced brokerage fee of 0.1% per trade
- Implementation date set for 18 May 2025
Strategic Objectives
According to Paytm Money, these pricing adjustments are strategically designed to:
- Enhance affordability for investors using margin trading facilities
- Encourage broader market participation across investor segments
- Improve cost efficiency and transparency in trading services
- Create a more accessible trading environment for both entry-level and high-value investors
The company has positioned these changes as part of its ongoing efforts to make investment products more attractive and accessible to the Indian retail investor community while maintaining competitive pricing in the increasingly crowded fintech trading platform landscape.
Dear Investor,
In case of any grievance / complaint :
In case of any grievance / complaint :
- Please contact Compliance Officer Shraddha Mhatre at [email protected] and Phone No. - 91-22-35131664.
- You may also approach CEO Debashis Basu at email- id [email protected] and Phone No. - 91-22-35131664.
