The key factors in getting a bank loan sanctioned are a good credit history and an active bank account. But merely these do not advance your opportunity for success in getting a loan sanctioned or a lower interest rate. The idea is to think from a lender’s point of view and project you as a safe borrower. Make your loan proposal look less risky in whatever way you can so that the bank feels comfortable lending money to you. Hiding important information is unethical. But highlighting your strong points is perfectly fine. Here are six tips that let you do it.

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