Should You Break Your Old FD Before Maturity & Reinvest at New Rates?
Many of our readers are writing to us asking if it is the best time to break bank fixed deposits (FDs) and reinvest the money in new FDs to earn...
MAS Team | 31 December 2022
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How are Capital Gains on Bond Investments Taxed?
Bond investors usually check many parameters while investing in bonds or debentures, such as a coupon, frequency of coupon payments, maturity,
MAS Team | 23 April 2022
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Should You Invest in the RBI Retail Direct Scheme?
In November 2021, the Reserve Bank Of India (RBI)’s launched RBI Retail Direct Scheme,
MAS Team | 26 February 2022
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3 Ways To Avoid Penalty on Premature Withdrawal of Fixed Deposits
Bank fixed deposit (FD) or term deposit is one of the most popular investment tools in India and is preferred by investors as it is considered to be...
MAS Team | 05 November 2021
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Looking for Long-Term Income for Retirement? We Review the Top Products
In the previous week, we had reviewed some of the common investment products that people invest in to save for their retirement.
MAS Team | 03 September 2021
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What is the Right Way to Build Passive Income with Investments?
If you ever tune into a channel or a blog talking about personal finance, the most common advice is to build passive secondary income.
MAS Team | 23 July 2021
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Should you chase exotic investments to earn higher returns?
Low interest rates are good for borrowers, but not so much for savers and investors. Lower rates often push investors outside their comfort zone and...
MAS Team | 16 April 2021
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Are Sovereign Gold Bonds Better than Gold ETFs and physical Gold?
There are many ways to invest in or take exposure to gold, and one of the popular ways is through Sovereign Gold Bonds.
MAS Team | 19 March 2021
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Is Investing in Bonds Directly Worth It?
Recently, the Reserve Bank of India announced that retail investors will be able to open an account directly with the central bank and bid for G-Secs...
MAS Team | 05 March 2021
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Retirement: How to Plan for Monthly Income without Debt funds or Fixed deposits?
Planning for monthly income may seem easy for most – invest in bank fixed deposits and live off the interest earned. But have you thought that...
MAS Team | 21 August 2020
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Don’t fall for special senior citizen FDs of banks. Consider these options
Banks have announced special senior citizen term deposits with interest rates 0.50% to 0.80% higher than offered to non-senior citizens. Let us find...
MAS Team | 23 May 2020
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How can NRIs invest in Indian Bonds
Non-resident Indians working abroad transfer large sums of money to their home country every year. In 2018, NRIs sent $79 billion to India. NRI...
MAS Team | 01 May 2020
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Bank Deposits are Giving Negative Real Returns. What to do?
The banking industry in India, and globally, has come under severe stress due to the disruption in economic activity due to a global pandemic.
MAS Team | 18 April 2020
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Best Fixed Income Investments for less than 5 years
The difficulty in finding a suitable fixed income product has increased ever since key interest rates were lowered by the Reserve Bank of India
MAS Team | 26 July 2019
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Should you invest in long-term bonds now?
Investors are looking at falling inflation levels as an opportunity to invest in medium and long-term bonds
MAS Team | 25 January 2019
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Will bond prices continue to rise?
MAS Team | 15 October 2016
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Will lower interest rates automatically mean higher yield?
Every adviser and market expert is now advising investors to invest in bond funds and other market-linked debt products on the assumption that RBI...
MAS Team | 24 December 2015
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Where would the money from Debt Schemes and FMPs go? Surprising answers
Our previous post spoke about how investors are losing interest in debt schemes or FMPs after this year's budget, without realising that there is a...
MAS Team | 18 August 2014
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Warning: Don't go by the first reaction of experts to changes, relayed by the financial media
When the Finance Minister changed the way non-equity schemes such as fixed maturity plans (FMPs) and debt funds would be taxed, the experts announced...
MAS Team | 16 August 2014
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