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The returns you get from close-ended equity schemes depend a lot on when you invest and when you exit even over long periods. Should you invest in...

Smart Savers Team | 30 October 2012

Mutual Funds

NFO—RGESS Mutual Fund Schemes

With mutual funds also being allowed to launch schemes that would qualify as a Rajiv Gandhi Equity Savings Scheme (RGESS), fund houses would not want...

MAS Team | 24 October 2012

Tax

Tax savings on Interest on deposits made for your children

While the interest on bank savings in the name of your child is clubbed with your income, Rs1,500 interest per child is exempted from tax. This is...

Raj Pradhan | 09 October 2012

Tax

Take Good Care of Your Health, says the Taxman

Irrespective of your and your family’s age, medical expenses are bound to happen. The good news is, you can save on taxes if you spend on your...

Raj Pradhan | 09 October 2012

Tax

New Pension System (NPS) is useful, if you can convince your employer

If you are only interested in claiming tax deduction under Section 80C, there are many avenues other than NPS. It is important to note that there is...

Raj Pradhan | 26 September 2012

Behavourial Finance

Financial Literacy Helps: Study

Sumit Agarwal, senior financial economist at the Federal Reserve Bank of Chicago, investigated whether financial education programmes are effective...

MAS Team | 11 September 2012

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