Risks of Becoming a Loan Guarantor
Few months back, some people posted on social media about getting fraudulent calls from someone posing as a bank official, who asked them to pay up a...
MAS Team | 26 March 2022
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How is credit score calculated?
Having a good credit score gives you leverage while applying for a loan as it assures the lender of your creditworthiness.
MAS Team | 12 March 2022
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How to Take A Loan Against Mutual Funds
If you have a cash crunch and need money, redeeming your mutual fund units can seem the logical thing to do- after all it is your money but there can...
MAS Team | 10 December 2021
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Should you opt for 'buy now pay later' this festive season?
Even as the festive season kicks off, Buy now, pay later' (BNPL) is the latest finance fad trending the retail landscape. Fintech companies are going...
MAS Team | 14 October 2021
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Should borrowers prepay their home loans by booking profits from equities?
Home loan borrowers often wonder if they should clear their loan or at least pre-pay a partial amount by booking profits in equities. In this...
MAS Team | 17 September 2021
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How to Save and Invest for a House?
Buying a house or upgrading to a better one is one of the common major goals in everyone’s life. But this goal is not given the thought and...
MAS Team | 20 August 2021
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When Should You Refinance your Home Loan and Other Loans?
Borrowing a large sum as loan and servicing it can be a difficult journey for many. Some of us have to settle for a higher rate of interest because...
MAS Team | 25 June 2021
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How to Deal with Delays and Missing Interest Payments on NCDs and Bonds
Low interest rates have shifted many retail assets from the safety of bank fixed deposits to market-linked investments like bonds and debentures.
MAS Team | 19 June 2021
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What is the Best Way to Prepay Home Loan and Reduce Interest Costs?
Home loans are the flavor of the season as interest rates have dropped to their lowest.
MAS Team | 11 December 2020
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Is it the right time to get a floating rate loan or a fixed rate loan?
While low interest rates are disappointing to savers and depositors, others in debt and looking to borrow money are seeing a silver lining. Interest...
MAS Team | 24 October 2020
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How to improve your credit score after a downgrade
Credit score is an important indicator used by lending institutions to gauge the risk of the borrower. Individuals with a sufficient credit history,...
MAS Team | 13 December 2019
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Repo-linked Loans are here. Should you take it?
The Reserve Bank of India had asked Indian banks to adopt a new, transparent benchmark for their lending purposes. The RBI had given a few options...
MAS Team | 12 October 2019
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The Best Home-loan Pre-payment Strategy
MAS Team | 09 December 2017
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5 Misconceptions about Credit Reports and Credit Scores
A credit report is like a report card that provides lenders an insight into how you use credit. Like all report cards, the credit report too, is...
MAS Team | 01 August 2015
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How Credit Inquiries Affect Your Credit Score
A credit inquiry gets recorded in your credit report when any bank or lender requests for your credit report from a credit bureau
MAS Team | 18 July 2015
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5 Tips on how to use your credit card smartly
Credit cards offer consumers many benefits in terms of convenience, instant credit, building a credit history, discounts, reward points etc
MAS Team | 29 May 2015
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7 facts you need to know about your credit score
Each bureau uses its own methodology of calculating a credit score. Therefore, your credit score from two bureaus can be completely different. But...
MAS Team | 11 April 2015
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Here’s how your credit history can affect your selection in a job interview
If you have a bad credit history, you can forget about getting a job at a bank or a financial services company
MAS Team | 31 January 2015
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