Recently, Thane additional district consumer disputes redressal commission held that banks can recover the dues from a credit card customer from the...

Real Estate Investment Trusts (REITs) are a new asset class in the Indian financial market that offers exposure to income-generating commercial real...

Diversification is a term bandied about in the investing realm, but people cannot really figure out how to do it correctly

Critical illness policies are designed to be useful when a person is struck with a life-threatening illness.

Health insurance is a policy which pays for medical treatments and hospitalisation.

My father expired on 28 November 2016. He was a government servant and retired as a Joint Commissioner, Income Tax.

SBI has introduced a Home Loan scheme 'SBI FlexiPay Home Loan', where the borrower has the option to pay the interest component in the first few years

The case highlights that the ‘generic benefit illustration’ which insurers gave in the past was a perfect mis-selling tool

Buying a car insurance? It’s a bit different from buying life or health insurance.

You need just a few products to save for your child’s education

Most of us do what comes easy to us with our money – practically do nothing and do what is easy. There is an easier and better way

The importance of life insurance is undeniable in our lives. The death of the breadwinner can create havoc emotionally and financially. Life...

Surgical benefit plans are being pitched more and more. Some think it can replace mediclaim since surgeries are often a large component of...

The regulator and the fund companies are not in touch with their core constituency – the saver – and so simply don’t know how...

A few days ago, marketing expert Seth Godin made a point in his blog about something we have been pointing out for quite some time: the flaw in the...

The ex-chairman of Insurance Regulatory and Development Authority (Irda) J Hari Narayn wanted Irda to have a new whole-time member representing...

Though the regulators have not thought of it, consumer financial protection should stand on five pillars: financial education/literacy; competent and...

There are no guarantees for market-linked products. You could lose money in stocks, bonds and equity schemes, depending on when you buy and sell....

All mutual funds encourage you to invest through SIPs. They promote it strongly, running campaigns for distributors to meet new SIP targets. It is...

Capital protected schemes, usually offered by mutual funds, invest around 75% or so in a fixed income product, while the balance 25% money goes into...