In late September, The Securities & Exchange Board of India (Sebi) released a concept paper on Regulation of Investment Advisors. There is a lot of...

Child plans (ULIP and traditional) may be heavily advertised and sold by life insurance companies to create a corpus for your children, if you are a...

I get many mails asking for advice on investments. Many want views on specific stocks which I avoid in the absence of any professional relationship....

Financial advice is often sought for free. Almost every day, I receive emails and messages asking me to ‘suggest’ a few stocks for...

In a previous column, I had written about the importance of return on equity (ROE) and the fact that most MNCs have delivered on this front. The ROE...

For liquidity, bonds can be sold and bought in the secondary market unlike FDs which have to be surrendered to the bank. The key difference between...

The ideal situation for investors would be one in which their savings ‘grow’ in real terms. If we can invest our money without too much...

Bond funds, or income funds, have not been attractive as an investment in the past five years, except in 2008. Like equity funds, there are years...

A lot of people buy traditional insurance plans such as endowment plans. Have you thought of calculating returns on such plans, especially since you...

The Finance Bill of 2012 has made it mandatory that the sum assured should be 10 times the annual premium (the earlier limit was five times) for life...

It is good to see a host of life insurance companies actually talking about the features of their insurance products. All these years, their high...

If you are planning to stash your money for a little over a year and if you fall in the highest tax bracket, where should you park your money? Fixed...

There are over 5,000 companies listed on the Bombay Stock Exchange and nearly 3,000 stocks are listed on the National Stock Exchange. Yet, actively...

Mutual funds have tried just about everything to lure investors and sell their schemes. They have tried foreign funds, contra funds, sector funds...

Life insurance products and mutual funds have overlapping features, since insurance companies mainly want to sell their products as wealth...

The government wants to restore investors’ confidence in the stock markets. How can I have confidence when the government breaks the rules to...

Over the past several months, I have described the situation of savers from all possible angles — the hollowness of “know your...

A year ago, we were all sitting pretty, projecting increasing corporate profits assuming that the dollar would be at around Rs45. We assumed that our...

When selecting stocks, a conservative investor has to look at two primary factors, namely, ownership and the nature of the business. In this piece, I...

It was wrongly rumoured that the IPO (initial public offering) market is dead. It is, indeed, dead for dud issues at any price and for good issues at...