Trusted must read articles on Personal Finance, Shares, Mutual Funds, Insurance

Lazy investing

A very valuable lesson in investing I learnt was from the father of one of my friends. His basic advice was that I should buy two residential houses....

R Balakrishnan | 27 February 2014

Corruption & Investing: The many shades of grey

Does the corruption we see around us matter to us in any way whilst chasing an investment strategy? Assuming that everyone is corrupt, in principle,...

R Balakrishnan | 27 February 2014

Stock Selection: The most important number

I strongly believe that the single most important number, at least for me, when considering investment in stocks, is return on equity or RoE (this is...

MAS Team | 27 February 2014

The reality of real estate

Would like to share a real-life experience in real estate investing. In 2007, I had booked an apartment in a premium project called...

MAS Team | 27 February 2014

Consumer Interest

Apple or Toyota of retail finance? Impossible!

The other day I got an email from one of our readers saying: “I want to bring to your attention how bogus these online term insurance plans...

Debashis Basu | 27 February 2014

Stock Selection: Focus on the India-focused

Many Indian companies, in the past few years, have witnessed increased offshore revenues. I do not know whether it is a good thing for those who...

MAS Team | 27 February 2014

Pyramid Schemes

The biggest ongoing financial scam

All discussions on retail investment products are focused on insurance, various mutual schemes, stocks and fixed income products. How naÃ¯ve. Well,...

Debashis Basu | 27 February 2014

Systematic investment plans: Sipping flexibly

In our Cover Story “SIP Smartly” (issue dated 28 June 2012), we advised our readers not to invest through a systematic investment plan...

Jason Monteiro | 27 February 2014

Gold

Pushing gold, without knowing the risks

It has been around for thousands of years, does not decay and is widely seen as a store of solid value and a hedge against inflation. More and more...

Debashis Basu | 25 February 2014

Regulations

Regulation: Not for mutual benefit

The recent moves of the Securities Exchange Board of India (SEBI) have left a sour taste in the mouth of mutual fund distributors and investors....

MAS Team | 25 February 2014

Global Funds: Lacklustre performance

Global funds are a category of Indian mutual fund schemes that invest in foreign securities and/or foreign funds. Most of them were launched during...

MAS Team | 25 February 2014

How to Pick Stocks Better

Most of us believe that equity mutual funds deliver average returns. In the earlier days, they were able to deliver above-average returns due to...

R Balakrishnan | 25 February 2014

What are mediclaim without maternity benefits?

A mediclaim insurance policy ensures that your medical expenses are reimbursed by the insurance company.

MAS Team | 23 July 2013

What are mediclaim with maternity benefits?

Maternity benefits of mediclaim product pay for normal and caesarean delivery up to a specific limit.

MAS Team | 23 July 2013

What are critical illness policies?

Critical illness product is offered by life insurers and non-life insurers. If your family has a history of serious ailments, or your lifestyle is...

MAS Team | 22 July 2013

What are super top ups?

What is the use of top-up and super top-up? It is one way to get additional health insurance cover. If you were to buy a separate cover, it may be...

MAS Team | 22 July 2013

SIP smartly 1: Testing the infallibility

All mutual funds encourage you to invest through SIPs. They promote it strongly, running campaigns for distributors to meet new SIP targets. It is...

MAS Team | 02 April 2013

SIPping smartly 2: When Did SIP Fall Behind?

All mutual funds encourage you to invest through SIPs. They promote it strongly, running campaigns for distributors to meet new SIP targets because...

MAS Team | 02 April 2013