Can Diversification Achieve Higher Returns than Concentrated Portfolios?
Diversification is a term bandied about in the investing realm, but people cannot really figure out how to do it correctly
Clinton Fernandes | 05 February 2021
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SIP can mean capital loss!
There are no guarantees for market-linked products. You could lose money in stocks, bonds and equity schemes, depending on when you buy and sell....
MAS Team | 27 February 2014
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When lumpsum investment is better than SIP
All mutual funds encourage you to invest through SIPs. They promote it strongly, running campaigns for distributors to meet new SIP targets. It is...
MAS Team | 27 February 2014
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Are Capital protection schemes any good?
Capital protected schemes, usually offered by mutual funds, invest around 75% or so in a fixed income product, while the balance 25% money goes into...
R Balakrishnan | 27 February 2014
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Diversification: How many schemes?
I have come across many investors who have invested in a range of mutual funds, in the name of diversification as well as risk mitigation. More...
R Balakrishnan | 27 February 2014
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Dynamic asset allocation: Half a product
A new kind of mutual fund scheme is pretending to do dynamic financial planning. It is flawed in multiple ways What if you could you invest in just...
Debashis Basu & Jason Monteiro | 27 February 2014
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Hybrid Funds: Adding gold did not help
SBI Mutual Fund has recently filed an offer document with the Securities and Exchange Board of India (SEBI) to launch an open-ended hybrid...
MAS Team | 27 February 2014
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Fund Performance: Fooled by randomness
Avoid style or theme funds and stick to a few diversified funds. As each fund is diversified enough, putting money across several funds does not help...
R Balakrishnan | 27 February 2014
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Dynamic Plans: Dart-throwing
Over 40 asset management companies (AMCs) operate in India and offer more than 300 equity schemes. Many fund houses have tried to differentiate...
MAS Team | 27 February 2014
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Small- and Mid-cap schemes: Cushioning the fall
Over the past two months (ending 31 March 2013), the S&P BSE Small Cap Index crashed by nearly 19% and the S&P BSE Mid Cap Index fell by nearly 13%....
MAS Team | 27 February 2014
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Monthly Income Plans: Are MIPs worth considering?
Monthly income plans (MIPs) of mutual funds, typically, invest almost 85% of their assets in debt and the remaining portion in equity. Equity...
MAS Team | 27 February 2014
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Do Liquid Schemes Beat Bank FDs?
If you are planning to stash your money for a little over a year and if you fall in the highest tax bracket, where should you park your money? Fixed...
MAS Team | 27 February 2014
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A Handful stocks that all funds have
There are over 5,000 companies listed on the Bombay Stock Exchange and nearly 3,000 stocks are listed on the National Stock Exchange. Yet, actively...
MAS Team | 27 February 2014
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Fancy Funds, Below Average Returns
Mutual funds have tried just about everything to lure investors and sell their schemes. They have tried foreign funds, contra funds, sector funds...
MAS Team | 27 February 2014
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Systematic investment plans: Sipping flexibly
In our Cover Story “SIP Smartly” (issue dated 28 June 2012), we advised our readers not to invest through a systematic investment plan...
Jason Monteiro | 27 February 2014
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Global Funds: Lacklustre performance
Global funds are a category of Indian mutual fund schemes that invest in foreign securities and/or foreign funds. Most of them were launched during...
MAS Team | 25 February 2014
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SIP smartly 1: Testing the infallibility
All mutual funds encourage you to invest through SIPs. They promote it strongly, running campaigns for distributors to meet new SIP targets. It is...
MAS Team | 02 April 2013
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SIPping smartly 2: When Did SIP Fall Behind?
All mutual funds encourage you to invest through SIPs. They promote it strongly, running campaigns for distributors to meet new SIP targets because...
MAS Team | 02 April 2013
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SIPping smartly 3: When do SIPs Work?
Mutual fund distributors always harp on infallibility of investing through SIPs.
MAS Team | 02 April 2013
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SIPping smartly 4: Using SIP for Lump-sum Investment-
SIP is useful for those who have a regular stream of earnings, saving money and have a long investment horizon. What about those who already have...
MAS Team | 02 April 2013
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